Your Wealth
What the ATO wants you to know

What the ATO wants you to know

October 9, 2019

The ATO recently sent letters to 18,000 SMSF trustees with potentially inadequate diversification, which sent a lot of recipients and their advisers into a spin. So what is the ATO really looking for when they regulate the SMSF sector?

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Reporting season and what it bodes for the Australian economy

Reporting season and what it bodes for the Australian economy

September 25, 2019

While the overall results looked mildly positive, there were some warning signs in the latest reporting season, for specific sectors and the outlook for the ASX in general.

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Five key risks and how to avoid them

Five key risks and how to avoid them

September 17, 2019

With interest rates at unprecedented lows in Australia, the search for yield is pushing investors into new assets and asset structures to boost their income. Lower yields may result in higher risk strategies, however; how do investors avoid falling income along with falling rates?

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Scams: How to avoid losing your money to increasingly sophisticated scammers

Scams: How to avoid losing your money to increasingly sophisticated scammers

September 10, 2019

We all know someone who has fallen victim to a scam – a phone call purporting to be from Telstra, a link supposedly from your bank, PayPal or the ATO. The world of scamming has become increasingly and terrifyingly sophisticated, and you’re at risk.

Far from a kid with a laptop in their parent’s basement, scammers are now likely to work with hundreds of others, have targets and procedure manuals – and be very well trained to convince you of their legitimacy.

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How to make money from credit despite lower rates

How to make money from credit despite lower rates

September 10, 2019

Chris Joye, AFR columnist and portfolio manager at Coolabah Capital, is a prolific and thought-provoking commentator on economic and credit topics; he also runs a number of credit strategies which are unlike the traditional buy-and-hold fixed income strategies most retail investors are generally familiar with. So is this area of credit for you, and how do you make room for it in a traditional portfolio? 

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How to run an SMSF – According to the ATO

How to run an SMSF – According to the ATO

August 28, 2019

Given its powers, it’s generally a good idea to understand the ATO’s views on how to manage your affairs – and comply with them. Thankfully with SMSFs, it’s not that hard, so long as you keep up to date.

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Trade wars and the potential impact on the Australian economy

Trade wars and the potential impact on the Australian economy

August 21, 2019

Markets around the world have been rocked by Trump’s tariffs and concerns about Chinese retaliation. But how much does this really have to do with Australia? When two of our biggest trading partners start limiting trade, are we likely to win or lose?

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Zero interest rates – Investing in a world where rates are lower for longer

Zero interest rates – Investing in a world where rates are lower for longer

August 13, 2019

Australian official interest rates are now at 1%, and markets predict them to go lower. While this is a first for Australia, other developed countries have lived with zero or even negative interest rates for a decade now (much longer in the case of Japan). So how can investors respond to this environment?

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The psychology of investing – Quality decision making for traders

The psychology of investing – Quality decision making for traders

August 7, 2019

Despite the numbers and the headlines, markets are simply comprised of individual buyers and sellers making decisions about where to place their money. The choice to buy or sell a stock can be as much an emotional one as a rational one, and the ability to manage our feelings can greatly improve our financial outcomes.

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A world gone mad: Any price for growth?

A world gone mad: Any price for growth?

July 30, 2019

While Australia’s tech darlings have achieved spectacular share price growth, the global tech behemoths continue to dominate markets. These ‘growth’ companies are trading on eye watering multiples in many cases, while less glamorous companies languish on valuations well below their long run averages. The divergence in valuation between growth and value stocks has not been this great since 1999.

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