Your Wealth

What I’ve learned - from a share investing podcaster

Phil Muscatello hosts the podcast Shares for Beginners, where he shares his experiences on getting started in the sharemarket.

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Finding diamonds: why the ASX still offers value

The ASX has delivered over 18% calendar year to date, an exceptional result. So is there still value to be found in Australian equities, or should you look elsewhere for returns on your investments?

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What the ATO wants you to know

The ATO recently sent letters to 18,000 SMSF trustees with potentially inadequate diversification, which sent a lot of recipients and their advisers into a spin. So what is the ATO really looking for when they regulate the SMSF sector?

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Reporting season and what it bodes for the Australian economy

While the overall results looked mildly positive, there were some warning signs in the latest reporting season, for specific sectors and the outlook for the ASX in general.

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Five key risks and how to avoid them

With interest rates at unprecedented lows in Australia, the search for yield is pushing investors into new assets and asset structures to boost their income. Lower yields may result in higher risk strategies, however; how do investors avoid falling income along with falling rates?

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Scams: How to avoid losing your money to increasingly sophisticated scammers

We all know someone who has fallen victim to a scam – a phone call purporting to be from Telstra, a link supposedly from your bank, PayPal or the ATO. The world of scamming has become increasingly and terrifyingly sophisticated, and you’re at risk.

Far from a kid with a laptop in their parent’s basement, scammers are now likely to work with hundreds of others, have targets and procedure manuals – and be very well trained to convince you of their legitimacy.

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How to make money from credit despite lower rates

Chris Joye, AFR columnist and portfolio manager at Coolabah Capital, is a prolific and thought-provoking commentator on economic and credit topics; he also runs a number of credit strategies which are unlike the traditional buy-and-hold fixed income strategies most retail investors are generally familiar with. So is this area of credit for you, and how do you make room for it in a traditional portfolio? 

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How to run an SMSF – According to the ATO

Given its powers, it’s generally a good idea to understand the ATO’s views on how to manage your affairs – and comply with them. Thankfully with SMSFs, it’s not that hard, so long as you keep up to date.

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Trade wars and the potential impact on the Australian economy

Markets around the world have been rocked by Trump’s tariffs and concerns about Chinese retaliation. But how much does this really have to do with Australia? When two of our biggest trading partners start limiting trade, are we likely to win or lose?

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Zero interest rates – Investing in a world where rates are lower for longer

Australian official interest rates are now at 1%, and markets predict them to go lower. While this is a first for Australia, other developed countries have lived with zero or even negative interest rates for a decade now (much longer in the case of Japan). So how can investors respond to this environment?

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