Your Wealth

Five key risks and how to avoid them

With interest rates at unprecedented lows in Australia, the search for yield is pushing investors into new assets and asset structures to boost their income. Lower yields may result in higher risk strategies, however; how do investors avoid falling income along with falling rates?

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Scams: How to avoid losing your money to increasingly sophisticated scammers

We all know someone who has fallen victim to a scam – a phone call purporting to be from Telstra, a link supposedly from your bank, PayPal or the ATO. The world of scamming has become increasingly and terrifyingly sophisticated, and you’re at risk.

Far from a kid with a laptop in their parent’s basement, scammers are now likely to work with hundreds of others, have targets and procedure manuals – and be very well trained to convince you of their legitimacy.

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How to make money from credit despite lower rates

Chris Joye, AFR columnist and portfolio manager at Coolabah Capital, is a prolific and thought-provoking commentator on economic and credit topics; he also runs a number of credit strategies which are unlike the traditional buy-and-hold fixed income strategies most retail investors are generally familiar with. So is this area of credit for you, and how do you make room for it in a traditional portfolio? 

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How to run an SMSF – According to the ATO

Given its powers, it’s generally a good idea to understand the ATO’s views on how to manage your affairs – and comply with them. Thankfully with SMSFs, it’s not that hard, so long as you keep up to date.

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Trade wars and the potential impact on the Australian economy

Markets around the world have been rocked by Trump’s tariffs and concerns about Chinese retaliation. But how much does this really have to do with Australia? When two of our biggest trading partners start limiting trade, are we likely to win or lose?

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Zero interest rates – Investing in a world where rates are lower for longer

Australian official interest rates are now at 1%, and markets predict them to go lower. While this is a first for Australia, other developed countries have lived with zero or even negative interest rates for a decade now (much longer in the case of Japan). So how can investors respond to this environment?

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The psychology of investing – Quality decision making for traders

Despite the numbers and the headlines, markets are simply comprised of individual buyers and sellers making decisions about where to place their money. The choice to buy or sell a stock can be as much an emotional one as a rational one, and the ability to manage our feelings can greatly improve our financial outcomes.

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A world gone mad: Any price for growth?

While Australia’s tech darlings have achieved spectacular share price growth, the global tech behemoths continue to dominate markets. These ‘growth’ companies are trading on eye watering multiples in many cases, while less glamorous companies languish on valuations well below their long run averages. The divergence in valuation between growth and value stocks has not been this great since 1999.

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Boring is beautiful – A high conviction Australian equity portfolio

After years of adulation for high growth sectors such as technology, many investors holding old faithfuls such as Telstra often wonder whether the market will ever reward their patience. In a market where growth is good, how do we invest for the long term?  

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Investing for the future – how investment managers are planning for tomorrow

Disruption has affected most industries and fortunes are made and lost where investors are most able to position themselves for trends and themes that shape our world. This year’s Kanga conference hosts a line-up of professionals who are thinking about investing in the future.

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